201904.30
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Wills v. Trusts – Do you know the difference?

So, you are advancing in age and you know you owe your family members the duty of establishing an estate plan with a professional. Good for you. In some instances, the realization that estate plans are necessary comes too late such as when an unexpected death occurs. In those instances, the intestacy succession laws found…

201903.19
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Alcohol abuse among seniors – a growing trend

The United States and alcohol consumption go hand in hand. Throughout the history of our great country, Americans have struggled to find a healthy balance between reasonable alcohol consumption and the over indulgence of intoxicating beverages. Our forefathers, seeking a new life in America, brought with them a culture of alcohol consumption, and sometimes alcohol…

201903.12
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Reverse mortgages – the good, bad and the ugly

Congratulations seniors, these are your Golden Years. Your Social Security check exceeds your expenses and your children are all doctors and lawyers who never ask for handouts and seem terribly happy with their lives. You have very few wrinkles and a head full of dark hair. Your home continues to appreciate annually and your mortgage…

201902.22
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Should Seniors Create a Written Contract When Paying Relatives for Elder Care?

According to the State of Missouri’s Office of Administration, our state’s elderly population has increased more consistently and proportionately than any other age group. While Missouri residents age 65 and over represented only 10% of the population in 1950, by 2030 the Office of Administration predicts their numbers will represent more than 20% of all…

201810.01
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Seniors are Filing Bankruptcy at an Alarming Rate

According to the Merriam-Webster dictionary, our golden years are defined as “the advanced years in a lifetime” or “the time of life after retirement from active work.”  For a select few seniors, the golden years are a time of wealth and relaxation with grandchildren or other loved ones after saving diligently to enjoy the wonderful…

201808.15
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Why Create a Durable Power of Attorney for Financial Decisions?

The Missouri Durable Power of Attorney Law is set forth in Chapter 404.700 through 404.735 of the Missouri Revised Statutes.  A power of attorney is a legal document wherein you voluntarily, and with informed consent, and in the presence of witnesses, give another person powers to address your property and finances.  Although you may select multiple parties to…

201807.11
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Choosing a Skilled Nursing Facility or Long-Term Care Facility

The choice of a skilled nursing facility or long-term care facility is challenging, and chances are good that you, along with many Americans will someday be faced with the need to find such a facility for yourself or a loved one.  What’s the difference in the two you ask? The care provided in a skilled…

201801.18
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Understanding Property Taxes in Missouri

Think your taxes are too high?  There is one tax you can appeal in Missouri…the property tax.  Our firm represents clients in several states each year to reduce their property tax burden.  While most other taxes are strictly imposed upon taxpayers, Missouri provides for an appeal procedure when property owners believe their county assessor has…

201710.30
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Part II – Legal Topics Relating to Vehicle Accidents

In part two of our discussion relating to vehicle accidents, we will explore important insurance topics. Please note I am not an insurance salesperson, adjuster, or insurance executive so my article seeks to provide an unbiased overview of insurance topics. No insurance parties were harmed in the making of this article. Nearly every state requires…

201710.30
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Part I – Legal Topics Relating to Vehicle Accidents

This is the first of a three-part series discussing important legal topics relating to vehicle accidents. According to the National Highway Traffic Safety Administration, approximately 900 Missourians die in vehicle crashes each year so it is a topic worth exploring and I hope you find it informative. Of course, a much higher number of Missourians…