202209.26
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Do you need a trust?

As a wise consumer, you will soon be meeting with an attorney to discuss an estate plan and when you do it is likely you will discuss the use of a trust. A living trust is a legal arrangement you establish during your lifetime to protect assets and direct distribution after your death.  It is…

202206.30
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Tips for Seniors Choosing Contractors

Legal disputes with contractors occur often and in some instances these disputes can involve your most expensive asset…your home.  Liens and encumbrances involving contractors can be avoided if you choose contractors wisely.  The choice of a reputable contractor is especially important for those on limited budgets, pensions and those receiving state and federal subsidies. The…

202205.06
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Grandparents as parents: social saviors or contributors to society’s decline?

The Pew Research Center reports that among parents with adult children in the U.S., 61% of them say they have helped an adult child financially in the preceding 12 months.  Among those who have helped an adult child financially, with errands, housework or home repairs, or with child care, nearly nine-in-ten (89%) say it is…

202011.30
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Who decides what happens to your human remains?

“Our new Constitution is now established, and has an appearance that promises permanency; but in this world nothing can be said to be certain, except death and taxes.” Benjamin Franklin, in a letter to Jean-Baptiste Le Roy, 1789. Benjamin Franklin was correct. Death is inevitable for all of us. As a result, each Missourian should…

202008.21
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Estate planning failures of the rich and famous

The establishment of a solid estate planning package is essential, even for the rich and famous. Although adored by fans and showered with swag at ceremonies like the Oscars, celebrities as a whole seem no different than the average American when it comes to making estate planning mistakes. Just like many people who lack celebrity…

202007.22
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Guns and Missouri seniors

In the wake of a recent, controversial event occurring in St. Louis, Missouri involving attorneys Mark McCloskey and his wife Patricia McCloskey, who displayed guns in an attempt to protect their home and lives from trespass and harm, this article does not seek to express a political position on gun ownership and possession. Instead, it…

202002.21
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A Practical Guide to Guardianship and Conservatorship in Missouri (part 1 of 2)

A guardianship proceeding is a legal process of determining a person’s capacity and the ability he or she has to make decisions regarding his or her health, safety and welfare. The person at issue is generally referred to as the Respondent until a final determination is made. Once he or she is determined to be…

201906.24
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Choosing a Long-Term Care Facility

The choice of a long-term care facility is challenging, but chances are very good that you, along with many Americans will someday be faced with the need to find such a facility for themselves or a loved one. How many Americans make are required to find a long-term care facility you ask? According to the…

201903.19
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Alcohol abuse among seniors – a growing trend

The United States and alcohol consumption go hand in hand. Throughout the history of our great country, Americans have struggled to find a healthy balance between reasonable alcohol consumption and the over indulgence of intoxicating beverages. Our forefathers, seeking a new life in America, brought with them a culture of alcohol consumption, and sometimes alcohol…

201903.12
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Reverse mortgages – the good, bad and the ugly

Congratulations seniors, these are your Golden Years. Your Social Security check exceeds your expenses and your children are all doctors and lawyers who never ask for handouts and seem terribly happy with their lives. You have very few wrinkles and a head full of dark hair. Your home continues to appreciate annually and your mortgage…