No one ever plans to be sick or disabled, yet it does happen. While seniors comprise the majority of disabled people in the United States, working-aged adults are not immune to the risk of becoming disabled permanently or temporarily. According to the Council for Disability Awareness, 5.6 percent of working Americans will experience a short-term…
The choice of a long-term care facility is challenging, but chances are very good that you, along with many Americans will someday be faced with the need to find such a facility for themselves or a loved one. How many Americans make are required to find a long-term care facility you ask? According to the…
The United States and alcohol consumption go hand in hand. Throughout the history of our great country, Americans have struggled to find a healthy balance between reasonable alcohol consumption and the over indulgence of intoxicating beverages. Our forefathers, seeking a new life in America, brought with them a culture of alcohol consumption, and sometimes alcohol…
Congratulations seniors, these are your Golden Years. Your Social Security check exceeds your expenses and your children are all doctors and lawyers who never ask for handouts and seem terribly happy with their lives. You have very few wrinkles and a head full of dark hair. Your home continues to appreciate annually and your mortgage…
According to the Merriam-Webster dictionary, our golden years are defined as “the advanced years in a lifetime” or “the time of life after retirement from active work.” For a select few seniors, the golden years are a time of wealth and relaxation with grandchildren or other loved ones after saving diligently to enjoy the wonderful…
The Missouri Durable Power of Attorney Law is set forth in Chapter 404.700 through 404.735 of the Missouri Revised Statutes. A power of attorney is a legal document wherein you voluntarily, and with informed consent, and in the presence of witnesses, give another person powers to address your property and finances. Although you may select multiple parties to…
Seniors play a vital role in our everyday lives. They contribute to our economy by purchasing items, paying taxes and employing service industry professionals. Their ability to care for grandchildren and other family members allows others to work full-time and achieve their goals in life. Seniors also volunteer at a pace on par with most…
In part two of our discussion relating to vehicle accidents, we will explore important insurance topics. Please note I am not an insurance salesperson, adjuster, or insurance executive so my article seeks to provide an unbiased overview of insurance topics. No insurance parties were harmed in the making of this article. Nearly every state requires…
The Las Vegas mass killing was a tragic and senseless event. While some of our nation’s political leaders predictably stump about the dangers of some firearms, or in the alternative, predictably continue the fight to protect our well-established second amendment rights, alcohol is killing nearly three times more Americans each year than guns. Romans322.com, a…
Wikipedia defines a baby boomer as those Americans born from the mid 1940’s to the mid 1960’s (57-77 years old). It is generally thought that baby boomers are a group of people born to World War II veterans and their spouses after their return to the United States when the war concluded. At that time,…
