201908.29
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Getting your pre-disability affairs in order

No one ever plans to be sick or disabled, yet it does happen. While seniors comprise the majority of disabled people in the United States, working-aged adults are not immune to the risk of becoming disabled permanently or temporarily. According to the Council for Disability Awareness, 5.6 percent of working Americans will experience a short-term…

201906.24
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Choosing a Long-Term Care Facility

The choice of a long-term care facility is challenging, but chances are very good that you, along with many Americans will someday be faced with the need to find such a facility for themselves or a loved one. How many Americans make are required to find a long-term care facility you ask? According to the…

201904.30
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Wills v. Trusts – Do you know the difference?

So, you are advancing in age and you know you owe your family members the duty of establishing an estate plan with a professional. Good for you. In some instances, the realization that estate plans are necessary comes too late such as when an unexpected death occurs. In those instances, the intestacy succession laws found…

201903.19
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Alcohol abuse among seniors – a growing trend

The United States and alcohol consumption go hand in hand. Throughout the history of our great country, Americans have struggled to find a healthy balance between reasonable alcohol consumption and the over indulgence of intoxicating beverages. Our forefathers, seeking a new life in America, brought with them a culture of alcohol consumption, and sometimes alcohol…

201903.12
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Reverse mortgages – the good, bad and the ugly

Congratulations seniors, these are your Golden Years. Your Social Security check exceeds your expenses and your children are all doctors and lawyers who never ask for handouts and seem terribly happy with their lives. You have very few wrinkles and a head full of dark hair. Your home continues to appreciate annually and your mortgage…

201902.22
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Should Seniors Create a Written Contract When Paying Relatives for Elder Care?

According to the State of Missouri’s Office of Administration, our state’s elderly population has increased more consistently and proportionately than any other age group. While Missouri residents age 65 and over represented only 10% of the population in 1950, by 2030 the Office of Administration predicts their numbers will represent more than 20% of all…

201810.01
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Seniors are Filing Bankruptcy at an Alarming Rate

According to the Merriam-Webster dictionary, our golden years are defined as “the advanced years in a lifetime” or “the time of life after retirement from active work.”  For a select few seniors, the golden years are a time of wealth and relaxation with grandchildren or other loved ones after saving diligently to enjoy the wonderful…

201808.15
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Why Create a Durable Power of Attorney for Financial Decisions?

The Missouri Durable Power of Attorney Law is set forth in Chapter 404.700 through 404.735 of the Missouri Revised Statutes.  A power of attorney is a legal document wherein you voluntarily, and with informed consent, and in the presence of witnesses, give another person powers to address your property and finances.  Although you may select multiple parties to…

201807.11
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Choosing a Skilled Nursing Facility or Long-Term Care Facility

The choice of a skilled nursing facility or long-term care facility is challenging, and chances are good that you, along with many Americans will someday be faced with the need to find such a facility for yourself or a loved one.  What’s the difference in the two you ask? The care provided in a skilled…

201806.20
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Should Drivers Always Hire Legal Counsel for Traffic Tickets?

Some drivers are offended after receiving a traffic ticket and desire to remove it from their record at all costs.  Still others never think of hiring legal counsel and just pay the ticket because someone has informed them one or two tickets won’t harm their insurance premiums or driving privileges.  Our firm represented traffic clients…