201903.12
0
0

Reverse mortgages – the good, bad and the ugly

Congratulations seniors, these are your Golden Years. Your Social Security check exceeds your expenses and your children are all doctors and lawyers who never ask for handouts and seem terribly happy with their lives. You have very few wrinkles and a head full of dark hair. Your home continues to appreciate annually and your mortgage…

201902.22
0
0

Should Seniors Create a Written Contract When Paying Relatives for Elder Care?

According to the State of Missouri’s Office of Administration, our state’s elderly population has increased more consistently and proportionately than any other age group. While Missouri residents age 65 and over represented only 10% of the population in 1950, by 2030 the Office of Administration predicts their numbers will represent more than 20% of all…

201810.01
0
0

Seniors are Filing Bankruptcy at an Alarming Rate

According to the Merriam-Webster dictionary, our golden years are defined as “the advanced years in a lifetime” or “the time of life after retirement from active work.”  For a select few seniors, the golden years are a time of wealth and relaxation with grandchildren or other loved ones after saving diligently to enjoy the wonderful…

201803.13
Off
0

Should We be Concerned Our Political Leaders are Aging?

Seniors play a vital role in our everyday lives.  They contribute to our economy by purchasing items, paying taxes and employing service industry professionals.  Their ability to care for grandchildren and other family members allows others to work full-time and achieve their goals in life.  Seniors also volunteer at a pace on par with most…

201609.13
0
0

Bucket List for Seniors Before the End of 2016

“A man should not leave this earth with unfinished business.  He should live each day as if it was a pre-flight check.  He should ask each morning, am I prepared for lift-off?”  Diane Frolov and Andrew Scheider, Northern Exposure, All is Vanity, 1991. According to the legal resource FindLaw.com, approximately 55% of American do not…

201601.29
0
0

Elder Law Attorneys – Who are They and Do You Need One?

Who Are They?  In its 2015 National Lawyer Population by State report, the American Bar Association indicated there were 25,337 attorneys in Missouri.  Before you think that indicates we have more than enough attorneys, please note the ABA also reported that 11,656 of those attorneys are “Idle Attorneys” or those who are licensed and on…

201601.11
0
0

Tips for Downsizing Seniors

For some well-prepared seniors, downsizing is an inevitable part of life that they planned for long ago.  Those parties may relish the idea of selling most of their belongings to seek out warmer climates or senior housing options where meals are prepared, lawns are maintained, and similarly aged friends are readily available for games and…

201511.17
0
0

Beneficiary Deeds

Every week, clients approach our firm in hopes of saving their heirs the need to probate their estate…after all, you worked your entire life to acquire assets and likely want them to pass to your loved ones without delay and expense.  Here is one way to reduce the list of assets that require court involvement…

201507.23
0
0

Miller attends seminar

Todd Miller attended a 3-hour GAL educational seminar in Jefferson City, MO recently.  This course is mandatory review for all attorneys serving as guardian ad litems in Mid-Missouri courts. “Guardians ad litem have extensive power and responsibility. Their duties are greatest in cases involving children, where they investigate, attend to the child’s emotional and legal…

201505.22
0
0

Create a Formal Contract When Paying Relatives for Elder Care

According to the State of Missouri’s Office of Administration, our state’s elderly population has increased more consistently and proportionately than any other age group.  While Missouri residents age 65 and over represented only 10% of the population in 1950, by 2030 the Office of Administration predicts their numbers will represent more than 20% of all…