According to the Merriam-Webster dictionary, our golden years are defined as “the advanced years in a lifetime” or “the time of life after retirement from active work.” For a select few seniors, the golden years are a time of wealth and relaxation with grandchildren or other loved ones after saving diligently to enjoy the wonderful…
The Missouri Durable Power of Attorney Law is set forth in Chapter 404.700 through 404.735 of the Missouri Revised Statutes. A power of attorney is a legal document wherein you voluntarily, and with informed consent, and in the presence of witnesses, give another person powers to address your property and finances. Although you may select multiple parties to…
The choice of a skilled nursing facility or long-term care facility is challenging, and chances are good that you, along with many Americans will someday be faced with the need to find such a facility for yourself or a loved one. What’s the difference in the two you ask? The care provided in a skilled…
“Your peers will respect you for your integrity and character, not your possessions.” David Robinson But if possessions are temporary and do not reflect the character of man, why are so many older Americans swimming in them? The overabundance of personal property is troubling when you consider many older adults live on limited or fixed…
Seniors play a vital role in our everyday lives. They contribute to our economy by purchasing items, paying taxes and employing service industry professionals. Their ability to care for grandchildren and other family members allows others to work full-time and achieve their goals in life. Seniors also volunteer at a pace on par with most…
A power of attorney (POA) is “a written document in which one person (the principal) appoints another person to act as an agent on his or her behalf, thus conferring authority on the agent to perform certain acts or functions on behalf of the principal” according to The Free Dictionary by Farlex. Powers of attorney…
Death is an inevitable part of life. Many of us are reluctant to face that fact but the last time I checked, none of us will live forever; therefore, planning for end-of-life events is not only prudent, but it is also an excellent way to protect the assets you obtained during your lifetime and a…
The 2010 Census revealed that the traditional nuclear family, a family with married, heterosexual parents and two children, has disappeared at an alarming rate. What a drastic change from just sixty years ago when shows like “Father Knows Best” reflected family values where the male was the figurehead and the wife and kids supported him…
The Las Vegas mass killing was a tragic and senseless event. While some of our nation’s political leaders predictably stump about the dangers of some firearms, or in the alternative, predictably continue the fight to protect our well-established second amendment rights, alcohol is killing nearly three times more Americans each year than guns. Romans322.com, a…
Like many fleeting things, the fully paid-off home, once a constant for most seniors, is occurring less frequently. Americans over the age of 55, are shifting their patterns of homeownership. Many Baby Boomers are choosing instead to rent apartments and condominiums. In fact, a recent Rent.com survey of apartment managers found that nearly 1/3 of…
