This two-part article takes a look at what seniors should know about debt collection. Americans are going further and further into the red. Experian Information Solutions reports that consumer debt in the United States reached $13 trillion in the fourth quarter of 2018. Helping to comprise that total debt are credit card debt at $834…
The choice of a long-term care facility is challenging, but chances are very good that you, along with many Americans will someday be faced with the need to find such a facility for themselves or a loved one. How many Americans make are required to find a long-term care facility you ask? According to the…
So, you are advancing in age and you know you owe your family members the duty of establishing an estate plan with a professional. Good for you. In some instances, the realization that estate plans are necessary comes too late such as when an unexpected death occurs. In those instances, the intestacy succession laws found…
The United States and alcohol consumption go hand in hand. Throughout the history of our great country, Americans have struggled to find a healthy balance between reasonable alcohol consumption and the over indulgence of intoxicating beverages. Our forefathers, seeking a new life in America, brought with them a culture of alcohol consumption, and sometimes alcohol…
Congratulations seniors, these are your Golden Years. Your Social Security check exceeds your expenses and your children are all doctors and lawyers who never ask for handouts and seem terribly happy with their lives. You have very few wrinkles and a head full of dark hair. Your home continues to appreciate annually and your mortgage…
According to the Merriam-Webster dictionary, our golden years are defined as “the advanced years in a lifetime” or “the time of life after retirement from active work.” For a select few seniors, the golden years are a time of wealth and relaxation with grandchildren or other loved ones after saving diligently to enjoy the wonderful…
“Your peers will respect you for your integrity and character, not your possessions.” David Robinson But if possessions are temporary and do not reflect the character of man, why are so many older Americans swimming in them? The overabundance of personal property is troubling when you consider many older adults live on limited or fixed…
The Missouri Durable Power of Attorney Law is set forth in Chapter 404.700 through 404.735 of the Missouri Revised Statutes. A power of attorney is a legal document wherein you voluntarily, and with informed consent, and in the presence of witnesses, give another person powers to address your property and finances. Although you may select multiple parties to…
Jefferson City, Missouri attorney, Todd Miller will speak at a FREE event at the Lake next Saturday 4/25/15. 2015 Financial Expo at Columbia College, 900 College Blvd., Osage Beach, MO 65065. Speakers include Todd Miller, Law Office of Todd Miller; Eldon Becker, CPA, Evers & Company; Keith Taylor, CPA, Evers & Company; Bill LaCasse, SRG…
According to the American Veterinary Medical Association, pet ownership is very popular in the United States. The AVMA 2012 U.S. Pet Ownership & Demographics Sourcebook indicates 36.5% of all households own a dog; 30.4% of all households own a cat; 3.1% of all households own a bird; and 1.5% of all American households own a…
