201903.19
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Alcohol abuse among seniors – a growing trend

The United States and alcohol consumption go hand in hand. Throughout the history of our great country, Americans have struggled to find a healthy balance between reasonable alcohol consumption and the over indulgence of intoxicating beverages. Our forefathers, seeking a new life in America, brought with them a culture of alcohol consumption, and sometimes alcohol…

201903.12
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Reverse mortgages – the good, bad and the ugly

Congratulations seniors, these are your Golden Years. Your Social Security check exceeds your expenses and your children are all doctors and lawyers who never ask for handouts and seem terribly happy with their lives. You have very few wrinkles and a head full of dark hair. Your home continues to appreciate annually and your mortgage…

201810.01
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Seniors are Filing Bankruptcy at an Alarming Rate

According to the Merriam-Webster dictionary, our golden years are defined as “the advanced years in a lifetime” or “the time of life after retirement from active work.”  For a select few seniors, the golden years are a time of wealth and relaxation with grandchildren or other loved ones after saving diligently to enjoy the wonderful…

201808.15
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Why Create a Durable Power of Attorney for Financial Decisions?

The Missouri Durable Power of Attorney Law is set forth in Chapter 404.700 through 404.735 of the Missouri Revised Statutes.  A power of attorney is a legal document wherein you voluntarily, and with informed consent, and in the presence of witnesses, give another person powers to address your property and finances.  Although you may select multiple parties to…

201803.13
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Should We be Concerned Our Political Leaders are Aging?

Seniors play a vital role in our everyday lives.  They contribute to our economy by purchasing items, paying taxes and employing service industry professionals.  Their ability to care for grandchildren and other family members allows others to work full-time and achieve their goals in life.  Seniors also volunteer at a pace on par with most…

201710.30
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Part II – Legal Topics Relating to Vehicle Accidents

In part two of our discussion relating to vehicle accidents, we will explore important insurance topics. Please note I am not an insurance salesperson, adjuster, or insurance executive so my article seeks to provide an unbiased overview of insurance topics. No insurance parties were harmed in the making of this article. Nearly every state requires…

201710.12
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Seniors and Alcoholism – A Growing Trend:

The Las Vegas mass killing was a tragic and senseless event. While some of our nation’s political leaders predictably stump about the dangers of some firearms, or in the alternative, predictably continue the fight to protect our well-established second amendment rights, alcohol is killing nearly three times more Americans each year than guns. Romans322.com, a…

201709.29
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Are Baby Boomers to Blame?

Wikipedia defines a baby boomer as those Americans born from the mid 1940’s to the mid 1960’s (57-77 years old). It is generally thought that baby boomers are a group of people born to World War II veterans and their spouses after their return to the United States when the war concluded. At that time,…

201709.28
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Should Seniors Own or Rent Their Residence?

Like many fleeting things, the fully paid-off home, once a constant for most seniors, is occurring less frequently. Americans over the age of 55, are shifting their patterns of homeownership. Many Baby Boomers are choosing instead to rent apartments and condominiums. In fact, a recent Rent.com survey of apartment managers found that nearly 1/3 of…

201709.27
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Should Missouri Seniors Own Pets?

Controversial as it may be, the question should be asked…is it wise for Missouri Seniors to own pets? According to a 2011 Harris Poll, 62% of Americans own a pet. Estimates published by the American Pet Products Association (APPA) indicate there are a staggering 70-80 million dogs and 74-96 million cats owned in the United…