One question asked of all seniors entering a residential care facility is “did you or your spouse ever serve in the military?” If the applicant responds “yes,” then the facility may be eligible for up to $2,837.00 per month from the Department of Veterans Affairs towards the cost of his or her care. The benefit…
Abraham Lincoln once said: “Elections belong to the people. It’s their decision. If they decide to turn their back on the fire and burn their behinds, then they will just have to sit on their blisters.” Seniors hear this call to action and play a critical role in elections. They vote more consistently than any…
Who Are They? In its 2015 National Lawyer Population by State report, the American Bar Association indicated there were 25,337 attorneys in Missouri. Before you think that indicates we have more than enough attorneys, please note the ABA also reported that 11,656 of those attorneys are “Idle Attorneys” or those who are licensed and on…
For some well-prepared seniors, downsizing is an inevitable part of life that they planned for long ago. Those parties may relish the idea of selling most of their belongings to seek out warmer climates or senior housing options where meals are prepared, lawns are maintained, and similarly aged friends are readily available for games and…
Long-Term Care Insurance, (hereinafter, “LTCI”), is thought by many professionals to be an important component of a well-designed financial plan. Like other insurance, it is purported to insure you against certain events; more specifically, the depletion of retirement savings and income, and the loss of choice and independent decision making when long-term illness or disability…
The Missouri Durable Power of Attorney Law is set forth in Chapter 404.700 through 404.735 of the Missouri Revised Statutes. A power of attorney is a legal document wherein you voluntarily, and with informed consent, and in the presence of witnesses, give another person powers to address your property and finances. Although you may select multiple parties to…
Let’s start with two wonderful quotes: “A bulldog can whip a skunk, but sometimes it’s not worth it.” – J. Nowell or “Creditors have better memories than debtors.” – Ben Franklin. When clients hire me to collect a debt, these humorous quotes often come to mind, but for most business owners and senior adults who…
