The Las Vegas mass killing was a tragic and senseless event. While some of our nation’s political leaders predictably stump about the dangers of some firearms, or in the alternative, predictably continue the fight to protect our well-established second amendment rights, alcohol is killing nearly three times more Americans each year than guns. Romans322.com, a…
Like many fleeting things, the fully paid-off home, once a constant for most seniors, is occurring less frequently. Americans over the age of 55, are shifting their patterns of homeownership. Many Baby Boomers are choosing instead to rent apartments and condominiums. In fact, a recent Rent.com survey of apartment managers found that nearly 1/3 of…
Controversial as it may be, the question should be asked…is it wise for Missouri Seniors to own pets? According to a 2011 Harris Poll, 62% of Americans own a pet. Estimates published by the American Pet Products Association (APPA) indicate there are a staggering 70-80 million dogs and 74-96 million cats owned in the United…
“A man should not leave this earth with unfinished business. He should live each day as if it was a pre-flight check. He should ask each morning, am I prepared for lift-off?” Diane Frolov and Andrew Scheider, Northern Exposure, All is Vanity, 1991. According to the legal resource FindLaw.com, approximately 55% of American do not…
One question asked of all seniors entering a residential care facility is “did you or your spouse ever serve in the military?” If the applicant responds “yes,” then the facility may be eligible for up to $2,837.00 per month from the Department of Veterans Affairs towards the cost of his or her care. The benefit…
Abraham Lincoln once said: “Elections belong to the people. It’s their decision. If they decide to turn their back on the fire and burn their behinds, then they will just have to sit on their blisters.” Seniors hear this call to action and play a critical role in elections. They vote more consistently than any…
Who Are They? In its 2015 National Lawyer Population by State report, the American Bar Association indicated there were 25,337 attorneys in Missouri. Before you think that indicates we have more than enough attorneys, please note the ABA also reported that 11,656 of those attorneys are “Idle Attorneys” or those who are licensed and on…
For some well-prepared seniors, downsizing is an inevitable part of life that they planned for long ago. Those parties may relish the idea of selling most of their belongings to seek out warmer climates or senior housing options where meals are prepared, lawns are maintained, and similarly aged friends are readily available for games and…
Every week, clients approach our firm in hopes of saving their heirs the need to probate their estate…after all, you worked your entire life to acquire assets and likely want them to pass to your loved ones without delay and expense. Here is one way to reduce the list of assets that require court involvement…
Long-Term Care Insurance, (hereinafter, “LTCI”), is thought by many professionals to be an important component of a well-designed financial plan. Like other insurance, it is purported to insure you against certain events; more specifically, the depletion of retirement savings and income, and the loss of choice and independent decision making when long-term illness or disability…
