Let’s start with two wonderful quotes: “A bulldog can whip a skunk, but sometimes it’s not worth it.” – J. Nowell or “Creditors have better memories than debtors.” – Ben Franklin. When clients hire me to collect a debt, these humorous quotes often come to mind, but for most business owners and senior adults who…
In 2012, it was estimated 1.857 million cars were rented from 18,293 locations. When renting a vehicle it is important that you fully understand the fees, insurance coverage and liability, as well as the terms and conditions. The following tips are designed to help you save time and money. Do your homework.By booking online, you…
Few people who have successfully declared bankruptcy will tell you the process is an effortless discharge of debts followed thereafter by a fresh and new life. To some, bankruptcy is an embarrassing admission of fault, defeat, or insufficiency. Still others consider it a terrible chapter of their life and one of the top five life-altering…
Many individuals are offended after receiving a traffic ticket and desire to remove it from their record at all costs. Our firm represented traffic clients in over 30 Missouri jurisdictions last year and we monitor traffic offenses carefully and encourage clients to seek a disposition with counsel and without points whenever possible. This article examines…
1. ILLEGAL STOP – a Missouri DWI Enforcement officer cannot stop a car without having a reasonable and articulate basis to believe that a law has been violated or he can articulate unusual operation of the motor vehicle. Therefore, if the Missouri DWI enforcement officer stops the car because he saw the driver walk out…
Just over 2.5 million Americans died in 2010 according to the Centers for Disease Control and Prevention with the average life expectancy being 78.7 years. It is with great sadness that I inform you that your death will occur with or without your consent. As a result, it is imperative that you create an estate…
As a family law attorney with years of trial experience, I am confronted with situations where actual abuse against, men, women and children occurs. But I’m also confronted with legal cases where the term abuse is thrown about without regard to its effect on others. To that end, this article explores the possibility that the…
Insurance companies often deny claims by their insureds even though the claims are legitimate. Call it good business or merely hardball adjusting, insurance companies would rather keep your money than pay it back out. Denied insurance claims can be frustrating and confusing for any claimant without legal representation. But when claims are denied, Missouri law…
If you died tomorrow, who would inherit your items of wealth…your car…your home…your investments? With so many Americans looking for ways to save a buck, this sobering statistic is alarming in that many estates are reduced significantly when the decedent fails to create so much as a Last Will and Testament. 50% of American adults…
Todd Miller spoke to those in attendance at the 2014 Missouri Credit Association Conference held at the Grand Plaza Hotel in Branson, Missouri October 24, 2014. Mr. Miller’s speech was entitled Changes in Bankruptcy Law & Creditors’ Committees.
