What seniors should know about debt collection (second part of a two-part article)
201910.25
0
0

What seniors should know about debt collection (second part of a two-part article)

In part one of this article, we discussed the substantial increase in consumer debt by older Americans and the anticipated increase of subsequent debt collection efforts against older Americans. Thereafter, we began a discussion of what seniors should know about debt collection so as to prepare for that unwelcome event should it arise. We now…

201909.26
0
0

What seniors should know about debt collection – part one of two

This two-part article takes a look at what seniors should know about debt collection. Americans are going further and further into the red. Experian Information Solutions reports that consumer debt in the United States reached $13 trillion in the fourth quarter of 2018. Helping to comprise that total debt are credit card debt at $834…

201801.02
4
0

Durable Power of Attorney v. Springing Power of Attorney

A power of attorney (POA) is “a written document in which one person (the principal) appoints another person to act as an agent on his or her behalf, thus conferring authority on the agent to perform certain acts or functions on behalf of the principal” according to The Free Dictionary by Farlex.  Powers of attorney…

201711.27
0
0

The Merits of an Advance Healthcare Directive (Living Will) and a Do Not Resuscitate Order (DNR)

Death is an inevitable part of life. Many of us are reluctant to face that fact but the last time I checked, none of us will live forever; therefore, planning for end-of-life events is not only prudent, but it is also an excellent way to protect the assets you obtained during your lifetime and a…

201710.30
0
0

Part II – Legal Topics Relating to Vehicle Accidents

In part two of our discussion relating to vehicle accidents, we will explore important insurance topics. Please note I am not an insurance salesperson, adjuster, or insurance executive so my article seeks to provide an unbiased overview of insurance topics. No insurance parties were harmed in the making of this article. Nearly every state requires…

201710.12
0
0

Seniors and Alcoholism – A Growing Trend:

The Las Vegas mass killing was a tragic and senseless event. While some of our nation’s political leaders predictably stump about the dangers of some firearms, or in the alternative, predictably continue the fight to protect our well-established second amendment rights, alcohol is killing nearly three times more Americans each year than guns. Romans322.com, a…

201709.29
0
0

Are Baby Boomers to Blame?

Wikipedia defines a baby boomer as those Americans born from the mid 1940’s to the mid 1960’s (57-77 years old). It is generally thought that baby boomers are a group of people born to World War II veterans and their spouses after their return to the United States when the war concluded. At that time,…

201602.18
1
0

Seniors and their Influence on Elections

Abraham Lincoln once said: “Elections belong to the people.  It’s their decision.  If they decide to turn their back on the fire and burn their behinds, then they will just have to sit on their blisters.”  Seniors hear this call to action and play a critical role in elections.  They vote more consistently than any…

201601.29
0
0

Elder Law Attorneys – Who are They and Do You Need One?

Who Are They?  In its 2015 National Lawyer Population by State report, the American Bar Association indicated there were 25,337 attorneys in Missouri.  Before you think that indicates we have more than enough attorneys, please note the ABA also reported that 11,656 of those attorneys are “Idle Attorneys” or those who are licensed and on…

201504.17
0
0

Attorney, Todd Miller speaks at 2015 Financial Expo

Jefferson City, Missouri attorney, Todd Miller will speak at a FREE event at the Lake next Saturday 4/25/15. 2015 Financial Expo at Columbia College, 900 College Blvd., Osage Beach, MO 65065. Speakers include Todd Miller, Law Office of Todd Miller; Eldon Becker, CPA, Evers & Company; Keith Taylor, CPA, Evers & Company; Bill LaCasse, SRG…