201810.01
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Seniors are Filing Bankruptcy at an Alarming Rate

According to the Merriam-Webster dictionary, our golden years are defined as “the advanced years in a lifetime” or “the time of life after retirement from active work.”  For a select few seniors, the golden years are a time of wealth and relaxation with grandchildren or other loved ones after saving diligently to enjoy the wonderful…

201808.15
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Why Create a Durable Power of Attorney for Financial Decisions?

The Missouri Durable Power of Attorney Law is set forth in Chapter 404.700 through 404.735 of the Missouri Revised Statutes.  A power of attorney is a legal document wherein you voluntarily, and with informed consent, and in the presence of witnesses, give another person powers to address your property and finances.  Although you may select multiple parties to…

201804.23
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Do Older Adults Have Too Many Possessions?

“Your peers will respect you for your integrity and character, not your possessions.”  David Robinson  But if possessions are temporary and do not reflect the character of man, why are so many older Americans swimming in them?  The overabundance of personal property is troubling when you consider many older adults live on limited or fixed…

201502.03
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Bankruptcy – A Frank Discussion

Few people who have successfully declared bankruptcy will tell you the process is an effortless discharge of debts followed thereafter by a fresh and new life.  To some, bankruptcy is an embarrassing admission of fault, defeat, or insufficiency.  Still others consider it a terrible chapter of their life and one of the top five life-altering…