Digital assets are simply defined as content that is stored digitally. Some common types of digital assets include photos, music, videos, power point presentations, Excel spreadsheets, Word documents, logos and other branded graphics, audio files, PDF’s, and access codes to bank accounts, credit card accounts, investments, and the like. For some, these assets comprise a…
“Our new Constitution is now established, and has an appearance that promises permanency; but in this world nothing can be said to be certain, except death and taxes.” Benjamin Franklin, in a letter to Jean-Baptiste Le Roy, 1789. Benjamin Franklin was correct. Death is inevitable for all of us. As a result, each Missourian should…
The establishment of a solid estate planning package is essential, even for the rich and famous. Although adored by fans and showered with swag at ceremonies like the Oscars, celebrities as a whole seem no different than the average American when it comes to making estate planning mistakes. Just like many people who lack celebrity…
This is the first of a three-part series discussing important legal topics relating to vehicle accidents. According to the National Highway Traffic Safety Administration, approximately 900 Missourians die in vehicle crashes each year so it is a topic worth exploring and I hope you find it informative. Of course, a much higher number of Missourians…
Wikipedia defines a baby boomer as those Americans born from the mid 1940’s to the mid 1960’s (57-77 years old). It is generally thought that baby boomers are a group of people born to World War II veterans and their spouses after their return to the United States when the war concluded. At that time,…
Like many fleeting things, the fully paid-off home, once a constant for most seniors, is occurring less frequently. Americans over the age of 55, are shifting their patterns of homeownership. Many Baby Boomers are choosing instead to rent apartments and condominiums. In fact, a recent Rent.com survey of apartment managers found that nearly 1/3 of…
Controversial as it may be, the question should be asked…is it wise for Missouri Seniors to own pets? According to a 2011 Harris Poll, 62% of Americans own a pet. Estimates published by the American Pet Products Association (APPA) indicate there are a staggering 70-80 million dogs and 74-96 million cats owned in the United…
“A man should not leave this earth with unfinished business. He should live each day as if it was a pre-flight check. He should ask each morning, am I prepared for lift-off?” Diane Frolov and Andrew Scheider, Northern Exposure, All is Vanity, 1991. According to the legal resource FindLaw.com, approximately 55% of American do not…
One question asked of all seniors entering a residential care facility is “did you or your spouse ever serve in the military?” If the applicant responds “yes,” then the facility may be eligible for up to $2,837.00 per month from the Department of Veterans Affairs towards the cost of his or her care. The benefit…
Abraham Lincoln once said: “Elections belong to the people. It’s their decision. If they decide to turn their back on the fire and burn their behinds, then they will just have to sit on their blisters.” Seniors hear this call to action and play a critical role in elections. They vote more consistently than any…
