201510.13
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Long-Term Care Insurance

Long-Term Care Insurance, (hereinafter, “LTCI”), is thought by many professionals to be an important component of a well-designed financial plan.  Like other insurance, it is purported to insure you against certain events; more specifically, the depletion of retirement savings and income, and the loss of choice and independent decision making when long-term illness or disability…

201504.28
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Why Create a Durable Power of Attorney for Financial Decisions?

The Missouri Durable Power of Attorney Law is set forth in Chapter 404.700 through 404.735 of the Missouri Revised Statutes.  A power of attorney is a legal document wherein you voluntarily, and with informed consent, and in the presence of witnesses, give another person powers to address your property and finances.  Although you may select multiple parties to…

201504.17
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Attorney, Todd Miller speaks at 2015 Financial Expo

Jefferson City, Missouri attorney, Todd Miller will speak at a FREE event at the Lake next Saturday 4/25/15. 2015 Financial Expo at Columbia College, 900 College Blvd., Osage Beach, MO 65065. Speakers include Todd Miller, Law Office of Todd Miller; Eldon Becker, CPA, Evers & Company; Keith Taylor, CPA, Evers & Company; Bill LaCasse, SRG…

201502.17
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“Gray Divorce” in Missouri

Seniors are not immune to the collapsing state of marriage in America.  According to the National Center for Family & Marriage Research at Bowling Green State University, the divorce rate for couples over 50 doubled from 1990-2009.  While some experts think that the trend is because of our growing cultural acceptance of divorce, still others…

201502.09
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Senior Debt Collection Tips

Let’s start with two wonderful quotes:  “A bulldog can whip a skunk, but sometimes it’s not worth it.” – J. Nowell or “Creditors have better memories than debtors.” – Ben Franklin.  When clients hire me to collect a debt, these humorous quotes often come to mind, but for most business owners and senior adults who…

201502.06
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7 Tips for Renting Vehicles

In 2012, it was estimated 1.857 million cars were rented from 18,293 locations.  When renting a vehicle it is important that you fully understand the fees, insurance coverage and liability, as well as the terms and conditions.  The following tips are designed to help you save time and money. Do your homework.By booking online, you…

201502.03
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Bankruptcy – A Frank Discussion

Few people who have successfully declared bankruptcy will tell you the process is an effortless discharge of debts followed thereafter by a fresh and new life.  To some, bankruptcy is an embarrassing admission of fault, defeat, or insufficiency.  Still others consider it a terrible chapter of their life and one of the top five life-altering…

201501.26
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When Should You Change Your Last Will and Testament?

Just over 2.5 million Americans died in 2010 according to the Centers for Disease Control and Prevention with the average life expectancy being 78.7 years.  It is with great sadness that I inform you that your death will occur with or without your consent.  As a result, it is imperative that you create an estate…

Todd Miller speaks at the 2014 Missouri Credit Association Conference
201411.07
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Todd Miller speaks at the 2014 Missouri Credit Association Conference

Todd Miller spoke to those in attendance at the 2014 Missouri Credit Association Conference held at the Grand Plaza Hotel in Branson, Missouri October 24, 2014.  Mr. Miller’s speech was entitled Changes in Bankruptcy Law & Creditors’ Committees.

201409.24
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Property Tax Appeals

But for a few exceptions, the majority of homes and real properties are worth less than they were ten years ago.  That is the bad news.  The good news is that a soft real estate market is the perfect opportunity to review, appeal, and potentially reduce property taxes.  Among all cost-control measures, lowering a property…