201810.01
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Seniors are Filing Bankruptcy at an Alarming Rate

According to the Merriam-Webster dictionary, our golden years are defined as “the advanced years in a lifetime” or “the time of life after retirement from active work.”  For a select few seniors, the golden years are a time of wealth and relaxation with grandchildren or other loved ones after saving diligently to enjoy the wonderful…

201808.15
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Why Create a Durable Power of Attorney for Financial Decisions?

The Missouri Durable Power of Attorney Law is set forth in Chapter 404.700 through 404.735 of the Missouri Revised Statutes.  A power of attorney is a legal document wherein you voluntarily, and with informed consent, and in the presence of witnesses, give another person powers to address your property and finances.  Although you may select multiple parties to…

201807.11
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Choosing a Skilled Nursing Facility or Long-Term Care Facility

The choice of a skilled nursing facility or long-term care facility is challenging, and chances are good that you, along with many Americans will someday be faced with the need to find such a facility for yourself or a loved one.  What’s the difference in the two you ask? The care provided in a skilled…

201804.23
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Do Older Adults Have Too Many Possessions?

“Your peers will respect you for your integrity and character, not your possessions.”  David Robinson  But if possessions are temporary and do not reflect the character of man, why are so many older Americans swimming in them?  The overabundance of personal property is troubling when you consider many older adults live on limited or fixed…

201803.13
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Should We be Concerned Our Political Leaders are Aging?

Seniors play a vital role in our everyday lives.  They contribute to our economy by purchasing items, paying taxes and employing service industry professionals.  Their ability to care for grandchildren and other family members allows others to work full-time and achieve their goals in life.  Seniors also volunteer at a pace on par with most…

201609.13
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Bucket List for Seniors Before the End of 2016

“A man should not leave this earth with unfinished business.  He should live each day as if it was a pre-flight check.  He should ask each morning, am I prepared for lift-off?”  Diane Frolov and Andrew Scheider, Northern Exposure, All is Vanity, 1991. According to the legal resource FindLaw.com, approximately 55% of American do not…

201607.05
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VA Annuity Scam – Beware Seniors

One question asked of all seniors entering a residential care facility is “did you or your spouse ever serve in the military?”  If the applicant responds “yes,” then the facility may be eligible for up to $2,837.00 per month from the Department of Veterans Affairs towards the cost of his or her care.  The benefit…

201602.18
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Seniors and their Influence on Elections

Abraham Lincoln once said: “Elections belong to the people.  It’s their decision.  If they decide to turn their back on the fire and burn their behinds, then they will just have to sit on their blisters.”  Seniors hear this call to action and play a critical role in elections.  They vote more consistently than any…

201601.29
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Elder Law Attorneys – Who are They and Do You Need One?

Who Are They?  In its 2015 National Lawyer Population by State report, the American Bar Association indicated there were 25,337 attorneys in Missouri.  Before you think that indicates we have more than enough attorneys, please note the ABA also reported that 11,656 of those attorneys are “Idle Attorneys” or those who are licensed and on…

201601.11
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Tips for Downsizing Seniors

For some well-prepared seniors, downsizing is an inevitable part of life that they planned for long ago.  Those parties may relish the idea of selling most of their belongings to seek out warmer climates or senior housing options where meals are prepared, lawns are maintained, and similarly aged friends are readily available for games and…