201801.25
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Estate Planning for Unmarried, Cohabitating Couples

This article assumes some of its interested readers are seniors who have decided to forego matrimonial bliss; the public act of “leaving and cleaving” as detailed in Genesis 2:24: “Therefore a man shall leave his father and mother and hold fast to this wife, and they shall become one flesh.”  According to Sandra Block, Senior…

201801.02
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Durable Power of Attorney v. Springing Power of Attorney

A power of attorney (POA) is “a written document in which one person (the principal) appoints another person to act as an agent on his or her behalf, thus conferring authority on the agent to perform certain acts or functions on behalf of the principal” according to The Free Dictionary by Farlex.  Powers of attorney…

201711.27
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The Merits of an Advance Healthcare Directive (Living Will) and a Do Not Resuscitate Order (DNR)

Death is an inevitable part of life. Many of us are reluctant to face that fact but the last time I checked, none of us will live forever; therefore, planning for end-of-life events is not only prudent, but it is also an excellent way to protect the assets you obtained during your lifetime and a…

201711.09
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Estate Planning for Non-Traditional Families

The 2010 Census revealed that the traditional nuclear family, a family with married, heterosexual parents and two children, has disappeared at an alarming rate. What a drastic change from just sixty years ago when shows like “Father Knows Best” reflected family values where the male was the figurehead and the wife and kids supported him…

201710.12
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Seniors and Alcoholism – A Growing Trend:

The Las Vegas mass killing was a tragic and senseless event. While some of our nation’s political leaders predictably stump about the dangers of some firearms, or in the alternative, predictably continue the fight to protect our well-established second amendment rights, alcohol is killing nearly three times more Americans each year than guns. Romans322.com, a…

201709.28
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Should Seniors Own or Rent Their Residence?

Like many fleeting things, the fully paid-off home, once a constant for most seniors, is occurring less frequently. Americans over the age of 55, are shifting their patterns of homeownership. Many Baby Boomers are choosing instead to rent apartments and condominiums. In fact, a recent Rent.com survey of apartment managers found that nearly 1/3 of…

201709.27
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Should Missouri Seniors Own Pets?

Controversial as it may be, the question should be asked…is it wise for Missouri Seniors to own pets? According to a 2011 Harris Poll, 62% of Americans own a pet. Estimates published by the American Pet Products Association (APPA) indicate there are a staggering 70-80 million dogs and 74-96 million cats owned in the United…

201609.13
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Bucket List for Seniors Before the End of 2016

“A man should not leave this earth with unfinished business.  He should live each day as if it was a pre-flight check.  He should ask each morning, am I prepared for lift-off?”  Diane Frolov and Andrew Scheider, Northern Exposure, All is Vanity, 1991. According to the legal resource FindLaw.com, approximately 55% of American do not…

201607.05
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VA Annuity Scam – Beware Seniors

One question asked of all seniors entering a residential care facility is “did you or your spouse ever serve in the military?”  If the applicant responds “yes,” then the facility may be eligible for up to $2,837.00 per month from the Department of Veterans Affairs towards the cost of his or her care.  The benefit…

201602.18
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Seniors and their Influence on Elections

Abraham Lincoln once said: “Elections belong to the people.  It’s their decision.  If they decide to turn their back on the fire and burn their behinds, then they will just have to sit on their blisters.”  Seniors hear this call to action and play a critical role in elections.  They vote more consistently than any…