201609.13
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Bucket List for Seniors Before the End of 2016

“A man should not leave this earth with unfinished business.  He should live each day as if it was a pre-flight check.  He should ask each morning, am I prepared for lift-off?”  Diane Frolov and Andrew Scheider, Northern Exposure, All is Vanity, 1991. According to the legal resource FindLaw.com, approximately 55% of American do not…

201601.11
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Tips for Downsizing Seniors

For some well-prepared seniors, downsizing is an inevitable part of life that they planned for long ago.  Those parties may relish the idea of selling most of their belongings to seek out warmer climates or senior housing options where meals are prepared, lawns are maintained, and similarly aged friends are readily available for games and…

201510.13
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Long-Term Care Insurance

Long-Term Care Insurance, (hereinafter, “LTCI”), is thought by many professionals to be an important component of a well-designed financial plan.  Like other insurance, it is purported to insure you against certain events; more specifically, the depletion of retirement savings and income, and the loss of choice and independent decision making when long-term illness or disability…

201504.28
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Why Create a Durable Power of Attorney for Financial Decisions?

The Missouri Durable Power of Attorney Law is set forth in Chapter 404.700 through 404.735 of the Missouri Revised Statutes.  A power of attorney is a legal document wherein you voluntarily, and with informed consent, and in the presence of witnesses, give another person powers to address your property and finances.  Although you may select multiple parties to…

201504.17
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Attorney, Todd Miller speaks at 2015 Financial Expo

Jefferson City, Missouri attorney, Todd Miller will speak at a FREE event at the Lake next Saturday 4/25/15. 2015 Financial Expo at Columbia College, 900 College Blvd., Osage Beach, MO 65065. Speakers include Todd Miller, Law Office of Todd Miller; Eldon Becker, CPA, Evers & Company; Keith Taylor, CPA, Evers & Company; Bill LaCasse, SRG…

201503.18
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Legal Tips Every Missouri Pet Owner Should Know

According to the American Veterinary Medical Association, pet ownership is very popular in the United States.  The AVMA 2012 U.S. Pet Ownership & Demographics Sourcebook indicates 36.5% of all households own a dog; 30.4% of all households own a cat; 3.1% of all households own a bird; and 1.5% of all American households own a…

201502.17
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“Gray Divorce” in Missouri

Seniors are not immune to the collapsing state of marriage in America.  According to the National Center for Family & Marriage Research at Bowling Green State University, the divorce rate for couples over 50 doubled from 1990-2009.  While some experts think that the trend is because of our growing cultural acceptance of divorce, still others…

201502.09
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Senior Debt Collection Tips

Let’s start with two wonderful quotes:  “A bulldog can whip a skunk, but sometimes it’s not worth it.” – J. Nowell or “Creditors have better memories than debtors.” – Ben Franklin.  When clients hire me to collect a debt, these humorous quotes often come to mind, but for most business owners and senior adults who…